I gave up on this movie 45 minutes in before i started to just screen jump.

Personally, this wasn't horror in any way. Thriller, possibly. Mystery, sure. But all in all once it showed the kids death, I wanted to stop watching. The parents remind me of crackheads so i wouldn't put it past them to have "helped" him "commit suicide" to get the insurance money.

This was pretty much all this movie was. People killing themselves or others for insurance money.

And not going to lie, I have zero ideas who his gf/lover is. I swear it's like i blinked and suddenly she was there. Don't remember her name or where she came from.
I don't actually remember any of the characters names. I don't care to. That's how bad this movie was.

For a movie made in 99, i expected better. :/