I was little apprehensive to start this show due to low ratings and 40 episodes. However quite happy I started and finsihed this one. Its really good for one time watch, specially compared to other shows which are around this rating. There are quite a few Modern Cdrama who are so bad and they are rated higher to this one. This one has really good acting and story line is also quite fair. There are few cons like the length of drama, they stretched it for 40 episodes, could have cut it down to 30. But otherwise it is quite decent. I would like to highlight the script writer who used lots of banking terms and used those in their story track. It was quite interesting to watch, you just have to give it a chance. Also special mention to Steven Zhang, he is really good actor and did superb job in this role as well. He played a street smart banker who overcomes all challenges in his life to start and sustain his bank. He is totally convincing in his role of street hawker to general manger of bank. His love for FL and its angst clearly shows through the show. Many reviewers have bashed FL and I too felt the same after watching first half of the show. However she changed in the second half and devoted to the ML. It was nice to see this change and complimented to the story. Overall I liked this show and feel everyone should give it one chance atleast.